Senior Credit Risk Analyst

Boston, MA, United States


Senior Credit Risk Analyst

  • R6230
  • Remote
  • Remote, United States
  • G & A

Toast is driven by building the restaurant platform that helps restaurants adapt, take control, and get back to what they do best: building the businesses they love.

Bready* to make a change?

The Fintech Risk team at Toast is responsible for driving risk informed growth for the rapidly expanding Toast Fintech line of business. We are seeking a senior credit risk analyst as part of the team. You will work with other data analysts, risk managers and leaders to analyze portfolio characteristics, identify risk trends, and recommend solutions to ensure the risk and return are within the predetermined thresholds in our portfolio. If you have an analytic and data driven mindset, eye for detail and can-do attitude then you are right for this position.


About this roll* (Responsibilities) 

  • Develop and improve credit risk strategies for our lending products
  • Analyze the portfolio to uncover risk drivers and recommend mitigation solutions 
  • Develop dashboards to monitor credit risk trends in the portfolio and keep management informed
  • Collaborate with cross-functional teams to implement improved and new credit risk strategies
  • Provide operational support to lending business via data and analytics


Do you have the right ingredients*? (Requirements)

  • 3-5 years of experience in a credit risk strategy or analytics role preferably in financial services 
  • Major in a quantitative field (Mathematics/Statistics/Economics/OR/Business), Masters Degree a plus
  • Advanced data analytics skills, including use of SQL, Python/R, Excel and data visualization tools such as Looker or Tableau
  • Proficient verbal and written communication skills for interpreting analytic results to technical and non-technical audiences
  • Familiarity with statistical modeling a plus


We are Toasters

Diversity, Equity, and Inclusion is Baked into our Recipe for Success.

At Toast our employees are our secret ingredient. When they are powered to succeed, Toast succeeds.

The restaurant industry is one of the most diverse industries. We embrace and are excited by this diversity, believing that only through authenticity, inclusivity, high standards of respect and trust, and leading with humility will we be able to achieve our goals.

Baking inclusive principles into our company and diversity into our design provides equitable opportunities for all and enhances our ability to be first in class in all aspects of our industry.

Bready* to make a change? Apply today!

Toast is committed to creating an accessible and inclusive hiring process. As part of this commitment, we strive to provide reasonable accommodations for persons with disabilities to enable them to access the hiring process. If you need an accommodation to access the job application or interview process, please contact candidateaccommodations@toasttab.com.

For roles based in the United States:  As part of our commitment to the health and safety of our employees and their families, all individuals entering our US workspaces are required to provide proof of full vaccination against COVID-19 unless they have an approved medical or religious accommodation.

Bready* for a change?

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Notice on fraudulent jobs

We have been made aware of instances of fraudulent job postings and/or fraudulent recruiting activity by bad actors, purporting to represent Toast. These fraudulent schemes often seek monetary contributions or payments from job seekers (such as for "start up costs" or "equipment"), or seek to collect sensitive personal or banking information from job seekers.  These job postings and offers are not authorized by Toast, and Toast is not responsible for fraudulent offers or requests for personal information or payments.  Toast will never ask for any financial commitment or contribution from a candidate at any stage of the recruitment process.  Candidates who have questions about the validity of Toast job postings or offers should consult the job postings on our careers.toasttab.com career site.

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